MINI FINANCIAL SERVICES. ALL IN. SIMPLY SMART.
YOUR ONE-STOP SHOP FOR FINANCE & INSURANCE.
You’ve found the MINI that’s right for you. It’s within your reach with MINI Financial Services.
Whether you’re interested in financing or insurance, we’ll find the right solution for you, all under one roof. You can trust our experts to keep things simple plus they’ll provide personalised advice and step-by-step guidance throughout your MINI finance journey.
Personal Contract Purchase (PCP) Finance Terms and Conditions:
Stephen James (Automotive) Limited trading as Stephen James Enfield is a credit broker not a lender.
Retail customers only. No cash alternative available. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Stephen James (Automotive) Limited trading as Stephen James Enfield introduces customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
Personal Contract Hire (PCH) Finance Terms and Conditions:
Stephen James (Automotive) Limited trading as Stephen James Enfield is a credit broker.
Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Hire provided by MINI Financial Services a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Stephen James (Automotive) Limited trading as Stephen James Enfield introduces customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the amount you pay under your finance agreement. An introduction from us does not amount to independent financial advice.